We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway.

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you.

We're a proud member of the Finance Brokers Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

I cannot thank Bass from iCare Finance enough for helping me secure my first home loan, especially given my unique and challenging circumstances. I faced many hurdles that made the home loan process feel daunting and, at times, almost impossible. But from the very beginning, Bass showed genuine care, patience, and an unmatched level of professionalism. He took the time to truly understand my situation and found a lender who was suited to me and my situation. Bass guided me through every step of the process, always explaining things in a clear and supportive way. Bass ultimately made my dream of owning a home a reality. What sets Bass apart is not just his financial expertise, but his humanity. He treated me with respect and kindness throughout the entire journey and was always just a phone call away whenever I had questions or concerns. If you're looking for someone who truly goes above and beyond, I can't recommend Bass from iCare Finance highly enough. Thanks to Bass, I'm now the proud owner of my very first home!

Nici Perrin

Bass is an excellent mortgage broker. His high level of personal responsibility was evident in every quick response, amount of detailed research he did on our behalf, and his communication style. Bass is approachable and other professionals ...

Dan Murphy

Bass has been very professional and patient with us right from the beginning. Very prompt with queries and questions, making the process less stressful. Highly recommended.

Jin Lynn

Bass has been a tremendous help during our loan refinance process. He always responded to all our queries at the earliest and made the entire process very easy for us to navigate through. We definitely recommend his services to anyone looking for home loan assistance.

neha haridas

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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