Refinancing - Mortgage Broker in Melbourne, VIC and nation-wide

Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 162 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

We cannot be more appreciative of Bass for all he’s done in helping us. He kept us informed every step and we had every confidence in his knowledge and ability. Thank you so much!

Vernita Dale

A massive thank you to Bass for the work that he put in our behalf - our experience with Bass could not be faulted. He was very professional, knowledgeable, and helpful throughout the entire process. He followed through on every detail and ...

Scott Dale

I’d like to extend a huge thank you to Bass for all his hard work and dedication in helping us secure our first home loan and build our home. We faced challenges with other brokers due to student loans impacting our borrowing capacity, but ...

Jason Trajkovski

We cannot speak highly enough of Bass from iCare Finance. As first home buyers, we had countless questions, and Bass was absolutely amazing to deal with every step of the way. He took the time to explain everything clearly, answered every ...

Shelby Peronace

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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Phone Number

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Contact

Australia-wide

0415 909 321

iCare Finance Pty Ltd ABN: 88 650 261 297. Credit Representative #519922 is authorised under Australian Credit License #384321

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.