Refinancing - Mortgage Broker in Melbourne, VIC and nation-wide

Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 146 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Finance Brokers Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

I cannot thank Bass from iCare Finance enough for helping me secure my first home loan, especially given my unique and challenging circumstances. I faced many hurdles that made the home loan process feel daunting and, at times, almost impossible. But from the very beginning, Bass showed genuine care, patience, and an unmatched level of professionalism. He took the time to truly understand my situation and found a lender who was suited to me and my situation. Bass guided me through every step of the process, always explaining things in a clear and supportive way. Bass ultimately made my dream of owning a home a reality. What sets Bass apart is not just his financial expertise, but his humanity. He treated me with respect and kindness throughout the entire journey and was always just a phone call away whenever I had questions or concerns. If you're looking for someone who truly goes above and beyond, I can't recommend Bass from iCare Finance highly enough. Thanks to Bass, I'm now the proud owner of my very first home!

Nici Perrin

Bass is an excellent mortgage broker. His high level of personal responsibility was evident in every quick response, amount of detailed research he did on our behalf, and his communication style. Bass is approachable and other professionals ...

Dan Murphy

Bass has been very professional and patient with us right from the beginning. Very prompt with queries and questions, making the process less stressful. Highly recommended.

Jin Lynn

Bass has been a tremendous help during our loan refinance process. He always responded to all our queries at the earliest and made the entire process very easy for us to navigate through. We definitely recommend his services to anyone looking for home loan assistance.

neha haridas

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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Contact

Australia-wide

0415 909 321

iCare Finance Pty Ltd ABN: 88 650 261 297. Credit Representative #519922 is authorised under Australian Credit License #384321

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.